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American consumers show increasing signs of financial tension as they prepare for the Trump administration tariff for imports, raising concerns about a decisive engine for the American economy.

In the profits of the first quarter, Jpmorgan said that the loan part in its credit works, which was considered non -refundable, has risen to the highest level in 13 years.

At the level of industry, the rate of fees is now higher than the Covid-19, which reflects a period of stellar credit card payments during the epidemic when consumers benefited from government motivation programs.

Consumer spending is the basis for the American economy, and after years of strong power, there are increasing signs of the fading power of the financial fires of Americans. This is a threat to economic growth at the time of high prices and high interest rates, amid greater concerns that the American economy may split into stagnation in the next 12 months.

“There is a wide range of potential results” in a period of uncertainty, and alongside economists in his bank so that the recession was 50/50.

There are concerns that consumers are facing an additional stress from the high prices associated with US President Donald Trump’s plans to impose a 10 percent imposition on imports as well as a tariff of 145 percent on the goods purchased from China.

“Looking at April data is what appears to be a little front loading of spending, specifically in the elements that may be rising prices as a function of definitions,” said Jeremy Barnum, JPMorgan Finance Director, said.

The University of Michigan said in a preliminary poll issued on Friday that the feelings of American consumers had collapsed since December amid “increasing concerns about the developments of the trade war.” The share of the respondents in the poll who expects more unemployment next year was the highest since 2009.

I suggested storing traffic data from Place.AI, which collects the site’s signals from mobile phones, American shoppers flocked to low -price warehouse clubs last week of March, a sign that they may store the new tariff.

In Walmart, the largest retail store in the United States with both Hypermarkets and the warehouse chain, the Finance Director John David Rainey this week indicated “a little more sales fluctuations from a week to a week and frankly, day after day” with consumer morale declining.

However, the company maintained its expectations for 3-4 percent growth in net American sales for the quarter ending in April.

A report earlier in the week by the Philadelphia branch in the Federal Reserve Branch showed that the share of borrowers at US credit cards that makes the minimum required only is the highest level at the end of 2024.

Philadelphia, the Federal Reserve, said the percentage of credit card accounts, which amounted to 30, 60 and 90 days, has increased in the fourth quarter.

“Collectively, these trends, along with a new high chain of rolling cards, indicate an increase in pressure on the consumer,” wrote the Philadelphia branch of the Central Bank.

Jpmorgan still collides with an optimistic tone of consumer credit, saying that “the bank’s data is agreed with the consumer’s listing so well.”

He said that the temporary cash stores of low -income consumers were relatively weaker, but that group did not show signs of distress.

This opinion was supported by Wales Vargo, the fourth largest American bank by assets.

The bank’s net fees for the bank’s fees decreased in this quarter, although Wales has a much smaller credit card wallet than JPMorgan.

“Customers are still flexible with stable customer activity in the quarter, including the spending of credit cards and discount cards,” said Mike Santomassimo, Wales Financial Manager.

Damon said that the decisive ruling on loan losses will be UnemploymentCurrently in about 4.2 percent.

“Credit is always related to employment,” Dimon said. Thus you can see unemployment and [credit quality] It will change when unemployment changes. “

Additional reports by Akila Quinho