Klarna CEO defends DoorDash ‘eat now, pay later’ deal as critics slam ‘Collateralized Doordash Obligations’


Klarna Seemiatkowski CEO of Klaarna Seemiatkowski defended a teacher of the United States with DooDash after users flocked to social media to drop the potential of hungry customers who take 4 months to pay for dinner for $ 15.
The Swedish Fintech Group announced last Thursday that it had agreed to deal with historical payments with the American Dordash giant to allow users to make more options to pay for food delivery. This includes delaying payment to the day when your salary falls into your account, or via the famous “payment” option in KLARNA.
“By providing more intelligent and more flexible pushing solutions, basic meals, and retail trade, we make comfort easier for millions of Americans,” said David Sykes, the chief trading official in Clarna, during the announcement.
Soon the deal became the subject of jokes and mockery online, as many questioned the logic of using the financing option-dedicated to the most expensive and longer products-for something trivial and short like Borito.
They are called CDOS
Got (@0xgau) March 22, 2025
DooDash side obligations pic.twitter.com/zbkds7pbb4
Users were quick to compare the deal with the historical tales of the greed of investors, including the “Wall Street” in Leonardo DiCaprio and Ryan Gosling.
Enthusiastic
– Chase negative income (@chensownads) March 20, 2025
Fixed financing of fixed prices for 20 years was provided by Klarna
Doordash submitted the delivery of the original
Congratulations to all concerned pic.twitter.com/u0dpmhls8k
Siemiatkowski, which is a frequent sticker on X, has certainly seen many memes inspired by his company’s deal with Doordash. In fact, they are probably incentivize Behind the publication on Friday explains the deal.
Siemiatkowski has written on “Klanaa many payment methods” that American customers will discover, which included payment with the entire KLARNA portfolio in addition to late payment and installment options.
“DooDash offers many products outside the food!
“I know we are the most famous to pay in 4,” said Simiakovsky. “But you can use a credit card in Doordash as well.”
Paun now Pay Later (BPNL) says that the model revolutionized how customers pay their products, remove frictions and provide a better alternative to credit cards, which come with additional interest fees.
However, the reduced reduction in the friction of the payment also helped extract comparisons with the mortgage crisis under the mortgage in the 2000s, where homeowners who suffer from weak credit on mortgages began.
American organizers are examining BNPL companies in a move that you can see as a handling of credit card providers. Credit cards are a very common shape in the states in the states, but Klarna highlights the lending free of benefits and average medium balance on KLARNA accounts among the reasons that make it not worth the same level of scrutiny.
What do you mean that you have 11 thousand dollars in "Doordash Dion" pic.twitter.com/pu1h8gqdzg
Adam (Personofswag) March 20, 2025
Commercial fees will be imposed on the use of Doordash to use Klarna services, hoping that the increase in the flexibility of payment will be compensated from those fees to Klarna.
Klarana “Eat Now, Pay Later” has already been combined by other delivery companies, including UK -based deliveryAnd that made the option to pay Klana since 2022.
Fintech also I participated with Uber and Uber eating To allow customers in Sweden and Germany, more options to pay for taxis and food delivery in interest -free installments.
Doordash Deal is the latest step in the company’s expansion in the United States, as it made a secrecy of public subscription last November with a rate of $ 15 billion.
This story was originally shown on Fortune.com
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2025-03-24 11:32:00