• Gunjan Kedia, the newly appointed CEO of the United States BankThe insistence, discipline and growth confirmed in a call of her first profit, with the aim of restoring the confidence of investors amid a difficult financial climate and the performance of pale stocks. Although the first quarter expectations exceeded, Kedia admitted the need to take quick action, set priorities such as cost control, organic growth, and transfer of the company’s payments to pay a long -term value.

Ganjan Kidia controls the American bank at a difficult time For financing industryBut the columns of their leadership were clarified in the first call of her profit as an executive head this week: insistence, discipline and growth.

Kida takes the highest job at the American Bank After holding the position of president Since 2024, before that, the Vice President of wealth, companies and commercial and institutional banking services.

With the markets continuing to experience a global scale as a result of increasing tensions between the main economic powers, Kedia sought to restore confidence in the American bank with strong expectations for its future.

The United States Bank won the market expectations for the results of the first quarter, as it published revenues of 6.96 billion dollars, higher than the expectations of 6.91 billion dollars, and a Lord of $ 1.30, exceeding comfortable Features of 99 cents. However, the rhythm was not sufficient to persuade Wall Street, who decreased by 2 % the day after his calls.

Keda, who had been with the US Bank since 2016, explained that the shareholders were not satisfied with an arrow price of about $ 38, which decreased by 21 % for year to date.

“I am not happy with the performance of the stocks,” Kaedia told the profit calls this week. “We feel urgent and hear the message.

“The priorities I set reflect my notes and what we have to do differently. So the discipline of expenses, which was very essential for the American bank’s story needs to return, and our opinion is making very strong progress there.”

Keda pointed to the fact that the bank has provided six quarters of expenses discipline on the basis of an amendment, which said that providing a strong financing mechanism for organic growth.

The focus on costs comes after questions about the leverage at the American Bank, which completed the purchase of MUFG, based in Tokyo, in December 2022-Next saleAt 5 billion dollars, in addition to 44 million United States Pancorp Stocks44 dollars over the past five years).

In the company’s agent 2025, Andrew Seker, who won the title of CEO before Kedia, highlighted that the investment will now start paying. He added that the story will be the same, for the billions that the bank has spent on improving technologies and digital capabilities, in addition to launching new services such as business access consultants and the American payment provider intelligently.

Urine and growth

It is clear that Keda wants to reach the ground, and although the price of the work share in the wrong direction knows that it needs to register some victories quickly.

“We are very lucky because we have a deep management seat, and I am sure that we will implement with the urgency of our priorities,” she said in the opening statements, adding in its closing data that it will push the company’s culture towards faster results.

“We have an exceptional concession and we are very confident that the results will be better to go forward,” she added.

The expectations for the future were clear, and the American bank wanted to grow. This includes the targets of revenue from 3 % and 5 %, the growth of loans and fees, and spending on investments directed towards growth-all based on the goal of organic expansion.

“Our consistent and deep culture of risk management will remain a competitive advantage,” Kaeda said.

“The background of the macroeconomic has turned since Investor She added that today in September, he admitted that there is still a great lack of expectations. “I have three immediate strategic priorities to achieve our goals to manage our expenses tightly, push organic growth through our business and transform our payments.

“It is important to emphasize that while we focus on organic growth, we are deeply committed to high returns and a culture of disciplined risk management.”

This story was originally shown on Fortune.com

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2025-04-17 13:50:00